If you’re lucky enough to be getting a tax refund this year, careful planning could help you do a lot.
- Pare debt
Make a credit card payment, more than the usual monthly payment.
Pay off part of a student loan. - Pay bills
Pay part of your property tax bill.
Ante up for school supplies and wardrobes. - Boost savings
Contribute now to your IRA (if you have earned income); don’t wait until the tax-filing deadline.
Add it to your sunny day fund for future recreation. - Have fun
Enjoy a long weekend at a restful site.
Enroll in a class to learn a skill you’ve been curious about. - Do good
Improve your home with fresh paint in a neglected room.
Donate to a good cause; get a receipt so you can take the charitable deduction if you itemize deductions on your tax return.
